Roth Contribution Limits 2024 Income Limits Over 50. You can make contributions to your roth ira after you reach age 70 ½. The roth 401 (k) contribution limit for 2024 is $23,000 for employee contributions and $69,000 total for both employee and employer contributions.

The maximum amount you can contribute to a roth ira for 2024 is $7,000 (up from $6,500 in 2023) if you’re younger than age 50. Your maximum roth ira contribution would be capped at $6,000, which is your earned income for the year.